Do You Want to Be Financially Free?
When we talk of financial freedom, we are referring to the ability to do whatever we want without depending on others financially. We can provide for our own needs, pay all our bills, buy whatever we want, travel whenever and wherever we can. What a great feeling!
Imagine if you were financially free now. You need not wake up early to get to work on time. You need not use a credit card to purchase that latest gadget. You need not wait for sales to buy a new pair of shoes. You need not tell your child to make do with his old and worn out bag because you cannot afford a new one. You need not have to keep making excuses not to go on that much-needed and long overdue family vacation. Imagine having the power to pay for whatever you need and whatever you desire.
Come to think of it. It is not just about money. It is about enjoying what life has to offer. It is all about giving your family not only their needs but also allowing them to experience the good things in life. It is all about helping the less fortunate and being a blessing to others.
So do you want to be financially free? The only way to achieve this is through investments. Invest your money in vehicles that will give you yields greater than the average 6% inflation in the Philippines. Investments are not just for the rich. You can become rich if you know where and how to invest, and if you begin right away.
Do not delay your financial freedom. You are only cheating yourself of the good life that you deserve. You are only delaying that bright future that you have been dreaming of. Even if you can only afford to invest a small portion of your income, the important thing is to start now and to keep investing in various ways so that one day, it will be your money working for you and not the other way around.
NOTE: If you want to find out the different ways you can invest, email [email protected].
Image Credit: momof5daughters.blogspot.com
Imagine if you were financially free now. You need not wake up early to get to work on time. You need not use a credit card to purchase that latest gadget. You need not wait for sales to buy a new pair of shoes. You need not tell your child to make do with his old and worn out bag because you cannot afford a new one. You need not have to keep making excuses not to go on that much-needed and long overdue family vacation. Imagine having the power to pay for whatever you need and whatever you desire.
Come to think of it. It is not just about money. It is about enjoying what life has to offer. It is all about giving your family not only their needs but also allowing them to experience the good things in life. It is all about helping the less fortunate and being a blessing to others.
So do you want to be financially free? The only way to achieve this is through investments. Invest your money in vehicles that will give you yields greater than the average 6% inflation in the Philippines. Investments are not just for the rich. You can become rich if you know where and how to invest, and if you begin right away.
Do not delay your financial freedom. You are only cheating yourself of the good life that you deserve. You are only delaying that bright future that you have been dreaming of. Even if you can only afford to invest a small portion of your income, the important thing is to start now and to keep investing in various ways so that one day, it will be your money working for you and not the other way around.
NOTE: If you want to find out the different ways you can invest, email [email protected].
Image Credit: momof5daughters.blogspot.com
Know How to Plan For Your Financial Future...
Financial planning is the key to creating a bright financial future for yourself and your family. This process is not just for the rich, but it is for everyone. You need to regularly do it if you want to prepare for a great life ahead. To have a concrete idea on what financial planning is all about, watch the video below.
NOTE: If you want to have a FREE one-on-one financial planning session with a licensed professional financial consultant or if you want to organize a financial planning seminar-workshop for students, employees, organization members, and other groups, email [email protected].
NOTE: If you want to have a FREE one-on-one financial planning session with a licensed professional financial consultant or if you want to organize a financial planning seminar-workshop for students, employees, organization members, and other groups, email [email protected].
Dying Too Soon and Living Too Long
A lot of people, especially Filipinos, think they are invincible. They do not worry about what tomorrow will bring, even when the future is always uncertain. Perhaps this is partly because of the bahala na attitude of Filipinos, throwing things up into the air and seemingly "leaving everything to the heavens up above". Yes, such deep faith in God is great. But isn't there any truth to the saying "Do your best and God will do the rest"?
Are you doing your best to prepare for what is to come in the future? You only have to be anxious about two things: dying too soon and living too long. Either one can happen to you and to others as well. This is why it is important to invest in your own life. Protect your life so that you may protect your loved ones. If you do not want their dreams to die with you when your time comes, you have to start investing in a life insurance policy that gives you sufficient coverage.
Life insurance is like placing your money in a safety deposit box that has the power to make it grow through time. Your beneficiaries are the ones holding the key, and they can only open this box when you are already gone. Nevertheless, it is a way to extend your love beyond the boundaries of human life.
Now what if your problem is that you live too long and become a burden to your family? Then you have the option to bring out your key and open that safety deposit box so you can use the funds for your retirement needs. Instead of continuing to work despite your age or instead of leaning on others to support you, you can be financially independent. And if you are a good investor who has not only insurance policies and retirement plans, then perhaps you may even belong to the very small percentage of rich retirees merely living on interest.
Certainly, dying too soon and living too long are massive problems that we all have to face at one point or another. There is a wide range of rates and a vast array of benefits for various kinds of policies. If you have a limited budget, do not fret because you can still start investing. Putting aside just P700 to P1,000 a month can already give you a good plan to begin with. So why should you wait or delay? Now is the time to invest in your own life. Now is the time to start saving up for your future--- not in the bank, but in a vehicle that gives better yields. Always remember that you are doing this not just for yourself, but more so for your parents, spouse, children, and other family members whom you love.
NOTE: If you want to find out how much coverage you need and if you are sufficiently insured already, email [email protected] for an appointment. Moreover, you can be enlightened on the different types of life insurance policies you can choose from plus the investment amounts and returns for each.
Image Credit: life-insurance-types.org
Are you doing your best to prepare for what is to come in the future? You only have to be anxious about two things: dying too soon and living too long. Either one can happen to you and to others as well. This is why it is important to invest in your own life. Protect your life so that you may protect your loved ones. If you do not want their dreams to die with you when your time comes, you have to start investing in a life insurance policy that gives you sufficient coverage.
Life insurance is like placing your money in a safety deposit box that has the power to make it grow through time. Your beneficiaries are the ones holding the key, and they can only open this box when you are already gone. Nevertheless, it is a way to extend your love beyond the boundaries of human life.
Now what if your problem is that you live too long and become a burden to your family? Then you have the option to bring out your key and open that safety deposit box so you can use the funds for your retirement needs. Instead of continuing to work despite your age or instead of leaning on others to support you, you can be financially independent. And if you are a good investor who has not only insurance policies and retirement plans, then perhaps you may even belong to the very small percentage of rich retirees merely living on interest.
Certainly, dying too soon and living too long are massive problems that we all have to face at one point or another. There is a wide range of rates and a vast array of benefits for various kinds of policies. If you have a limited budget, do not fret because you can still start investing. Putting aside just P700 to P1,000 a month can already give you a good plan to begin with. So why should you wait or delay? Now is the time to invest in your own life. Now is the time to start saving up for your future--- not in the bank, but in a vehicle that gives better yields. Always remember that you are doing this not just for yourself, but more so for your parents, spouse, children, and other family members whom you love.
NOTE: If you want to find out how much coverage you need and if you are sufficiently insured already, email [email protected] for an appointment. Moreover, you can be enlightened on the different types of life insurance policies you can choose from plus the investment amounts and returns for each.
Image Credit: life-insurance-types.org
Mutual Funds: A Joint Effort to Grow Money
Imagine a beautiful and plentiful garden filled with trees of all sizes. Some trees are still quite young, and are not yet bearing fruit. Other trees are already fully grown and are bearing numerous fruits. In this garden, you only need to wait for your own tree to grow in abundance. There are gardeners here who take care of all the trees. This means that even if you do not lift a finger, your tree is taken care of. Even while you are sleeping, your tree may be growing and developing into a great wonder.
The garden works like mutual funds. Several investors pool their money together to be used for diverse investments. There are professional fund managers taking care of your money and making sure that it grows. Of course the market has its fluctuations, which may cause your investment to drop. But this is merely paper loss, as long as you are not withdrawing your funds. Hence, it is advisable to invest for the long term.
There are various kinds of funds to choose from, depending on your risk tolerance and on the purpose of your investment. For instance, if you are a risk taker, you can try to put in your money in an equity fund to be invested in stocks. Or if you are risk averse, you can pick a bond fund for a more stable growth even if it is of a smaller interest. Furthermore, you must also take into consideration the purpose of your investment and when you will be using it. If you plan to use the money for your child's education, you can opt to transfer it from a higher risk fund like equity to a lower risk fund like money market. In this way, you can avoid the danger of a sudden drop in the market when you are about to withdraw already.
You may also choose to diversify by investing in various types of funds. For most mutual funds, the initial investment can be as low as P5,000 and the subsequent ones as little as P1,000. You will be surprised to find out that such conservative values can earn you millions in the long run.
NOTE: If you wish to invest in mutual funds in order to have your money work for you, email [email protected].
Image Credit: web-abet.com
The garden works like mutual funds. Several investors pool their money together to be used for diverse investments. There are professional fund managers taking care of your money and making sure that it grows. Of course the market has its fluctuations, which may cause your investment to drop. But this is merely paper loss, as long as you are not withdrawing your funds. Hence, it is advisable to invest for the long term.
There are various kinds of funds to choose from, depending on your risk tolerance and on the purpose of your investment. For instance, if you are a risk taker, you can try to put in your money in an equity fund to be invested in stocks. Or if you are risk averse, you can pick a bond fund for a more stable growth even if it is of a smaller interest. Furthermore, you must also take into consideration the purpose of your investment and when you will be using it. If you plan to use the money for your child's education, you can opt to transfer it from a higher risk fund like equity to a lower risk fund like money market. In this way, you can avoid the danger of a sudden drop in the market when you are about to withdraw already.
You may also choose to diversify by investing in various types of funds. For most mutual funds, the initial investment can be as low as P5,000 and the subsequent ones as little as P1,000. You will be surprised to find out that such conservative values can earn you millions in the long run.
NOTE: If you wish to invest in mutual funds in order to have your money work for you, email [email protected].
Image Credit: web-abet.com
Investment Combinations
Financial consultants will usually recommend that you get yourself insured first before investing in other vehicles. This is the most basic financial investment because you do not know when you will be taken into the other side of life. Life insurance is also the only investment vehicle that will give the maximum yield possible even before you have completed the premiums or even if only a day has passed after it became in force. Thus, the next time an insurance agent knocks on your door, face the music. You never know... he may actually be the answer to your prayers!
With the innovations in the industry over the recent years, you can opt for two-in-one or three-in-one investments. You can go for a life insurance policy that has guaranteed endowment aside from the company dividends. Oftentimes, endowment provisions will have the company delivering checks to your mailbox regularly even before you are done with the paying period. There are also options that will allow you to enjoy protection while you have savings you can withdraw anytime and while you also have investment in stocks and/or bonds that can provide maximum growth for your money.
What's important is for you to commit yourself to whatever investments you decide on. Treat them as forced savings, as financial freedom tickets, or as whatever you want them to be as long as that method works for you. In this way, at least you know that your hard-earned money will not go to waste. A little sacrifice goes a long way.
You can never be over-insured. You can never be over-invested. You can only be overly wealthy. Enjoy!
NOTE: If you want to learn more about investment combinations, email growyourmoneytrees@yahoo.com.
Image Credit: www.onlineinvestingai.com
With the innovations in the industry over the recent years, you can opt for two-in-one or three-in-one investments. You can go for a life insurance policy that has guaranteed endowment aside from the company dividends. Oftentimes, endowment provisions will have the company delivering checks to your mailbox regularly even before you are done with the paying period. There are also options that will allow you to enjoy protection while you have savings you can withdraw anytime and while you also have investment in stocks and/or bonds that can provide maximum growth for your money.
What's important is for you to commit yourself to whatever investments you decide on. Treat them as forced savings, as financial freedom tickets, or as whatever you want them to be as long as that method works for you. In this way, at least you know that your hard-earned money will not go to waste. A little sacrifice goes a long way.
You can never be over-insured. You can never be over-invested. You can only be overly wealthy. Enjoy!
NOTE: If you want to learn more about investment combinations, email growyourmoneytrees@yahoo.com.
Image Credit: www.onlineinvestingai.com
The Stock Market: Long-Term Investing More Than Trading
For most Filipinos, the stock market is a foreign world that is difficult to understand. However, in these times, many ordinary people are already learning more about it and are being given an opportunity to invest their money here for maximum growth. A lot of financial experts claim that putting your money in the stock market is not necessarily of high risk--- if and only if you invest for the long term. Instead of trading, which means monitoring every up and down of the market and waiting to pounce at the right moment, it is better to keep investing regularly with small amounts as a way to somehow fight the volatility.
You can actually invest in stable, blue-chip companies for as low as P2,000 each month! If you leave your money for many years, perhaps 15 years or so, you will surely be surprised to see one day how your little seed has grown into a large tree that is teeming with juicy, delicious fruits. Now that is going to be one big money tree.
NOTE: If you are clueless about the stock market and you wish to start investing, email [email protected].
Image Credit: www.mynetbizz.com
You can actually invest in stable, blue-chip companies for as low as P2,000 each month! If you leave your money for many years, perhaps 15 years or so, you will surely be surprised to see one day how your little seed has grown into a large tree that is teeming with juicy, delicious fruits. Now that is going to be one big money tree.
NOTE: If you are clueless about the stock market and you wish to start investing, email [email protected].
Image Credit: www.mynetbizz.com